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Are you interested in discovering the 8 best virtual cards of 2024 that can maximize your profit? Look no further, as this article has got you covered!

Here, we will evaluate different digital card services suitable for managing advertising on tools such as FB Ads, Google Ads, TikTok Ads, and for online purchases.

A huge portion of the digital cards discussed in the article offer the opportunity to use cryptocurrency for buying at regular stores, making this article a valuable resource for media buyers and cryptocurrency enthusiasts.

We've ranked these digital cards from the top (S) to the ones you should avoid (F). Check out our review of the best virtual cards of 2024 for a comprehensive look at the evaluation criteria. Let's kick things off!

1. LinkPay.io.

Let's kick off our review by exploring the next level of digital cards offered by LinkPay. It's definitely an exciting prospect, for sure!

The brains behind LinkPay are reported to be former top-level executives in the finance sector, which is why they managed to introduce revolutionary solutions to the market.

LinkPay provides customized solutions designed to meet the specific requirements of both enterprises and individuals. In general, LinkPay give the opportunity for users to pay with crypto for any purchases (just as with ordinary cards) with a 3% cashback!

Overview of LinkPay

Begin using LinkPay seamlessly, without the struggle of presenting any documents or going through KYC verification.

Getting started with the cards is quick and easy, taking only a minute to complete the process:

• Get in at linkpay.io;
• Fund your profile with crypto with no commission (by the way, payouts are also at no commission);
• Issue and fund a digital card;
• Enjoy using crypto in any store with a 3% cashback.

Our experience with linkpay.io involved initially signing up for the Plus tariff, then transitioning to the Ultra tariff, which we found to be particularly advantageous thanks to its 100 digital cards, better commissions, and increased cashback benefits.

As a result, we managed to pay off all our investments in 2 days.

Key features of LinkPay

Intuitive user interface

 LinkPay offers a seamless and easy-to-use interface, ensuring effortless transactions.

Global coverage and expandability

LinkPay supplies a chip called Merchant, which allows users to make and get payments in 700+ of crypto assets and fiat currencies, including Visa/Mastercard in any currency. This feature is included in the free plan.

It looks like LinkPay will be one of the fastest and best ways to begin accepting online transactions in 2024.

Customer focus

Having examined LinkPay's method, it is clear that they place a high value on their customers. They were quick to help us resolve a small bug that arose during the registration process, caused by an issue with our email application.

User satisfaction and reviews

Deemed as the leading choice in 2024, LinkPay cards received accolades from Payments Cards and Mobile, a prestigious analyst publication in the PayTech industry.

Users also praise LinkPay's service for its advantageous terms, convenience and responsive support, brining up these as its main benefits.

Main services and characteristics 

Simplify your payment process for a different selection of goods and services with LinkPay. This easy-to-use platform enables payments on well-known tools such as: 

• TikTok Ads;
• FB Ads;
• Google Ads;
• X Ads (ex-Twitter);
• Bing Ads;
• Taboola;
• Amazon;
• Airbnb;
• OpenAI;
• DigitalOcean;
• Midjourney;
• Netflix;
• Spotify;
• World of Warcraft;
• Steam;
• and many others.

Digiatal cards for hassle-free transactions without the need for a passport

It's hard to find an alternative to the 3% cashback for every purchase.

At the same time, purchasing using a digital card has the same principles as using a typical card: you type in the card details when you need them. And if you have to confirm the 3DS code, which goes to your inbox, bot or personal cabinet.

LinkPay service has no deposit and withdrawal commission, as well as no decline fees.

The min withdrawal commission is only $10, which distinguishes LinkPay from its competitors.

As a result of its very good terms and a couple of cool chips, LinkPay is deemed the most interesting e-card service this year. Here is what sets it apart from the competition:

• Take control of your team's expenses by issuing an unlimited number of digital credit cards and easily managing spending.
• LinkPay offers a premium access control system, managing functionalities like card issuance, user-specific spending limits, and transaction history access;
• Merchant simplifies the process of making and receiving payments on the website, whether it's in cryptocurrency or traditional currency, just paste in the code, and you're in business! No programming knowledge or visits to the bank required. And the whole setup takes only about an hour;
• LinkPay offers its affiliate program, facilitating to earn $100+ for each referred customer;
• The service constantly holds giveaways in social networks. So if you follow their social media, you can win something. They hold giveaways on various platforms, so it's wise to follow to all their social media which you can find below:

You can register at this link!

Telegram;

X (ex-Twitter)

Facebook 

Instagram

Linkedin

Our assessment

2.  MyBroCard aka Brocard

BroCard is a reliable financial transaction service specifically created for advertisers. The platform provides cutting-edge financial solutions tailored to enhance advertising campaigns.

This firm has earned significant confidence, boasting over 30,000 clients as per their own service.

MyBroCard Overview

The initial emphasis of the service, as mentioned by its representatives, lies in its dedication to prioritizing needs and preferences of the clients. Another aspect of the service is its integration with different ad platforms and partner networks, which may prove useful for some users.

Main features of MyBroCard

• Initial 50 cards are free, however, additional cards come at cost;
• Strong support team;
• Teamwork tools;
• Instant card issuing;
• U.S. BINs.

Our assessment

3. Capitalist CardsPRO

CardsPro specializes in providing digital cards of the famous payment system called Capitalist. Having ten years of experience in partner marketing, this business has established itself on the positive side.

Clients can deposit with both fiat and crypto.

Overview of Capitalist CardsPro

No limit to the quantity of cards

No cap on how many cards a client can collect within one CardsPro account, 1 card at a time, or entire packages.

Flexible deposit terms

Each card is funded separately.

Shared Balance

Manage multiple cards easily with a shared balance.

Funding

Capitalist account holders can conveniently add funds to their CardsPro cards.

Way of funding 

Capitalist account can be funded by a variety of ways: crypto (BTC, ETH, USDT, USDC), bank transfers (SWIFT/SEPA) or payments from affiliate networks, with deposit amounts starting at $10 for US residents and $25 for UK and HK residents.

Fee Structure

CardsPro does not impose a service commission fee on monthly basis, however, there are transaction, deposit, and card issuance fees that differ considering the BIN selected.

As an example, the transaction fees initiate at $0.5, and the cost related to issuing cards remains constant for all BINs at $2.50. I understand that it might sound a bit confusing.

VIP service

Special conditions and exclusive bonuses are here for big clients. However, as in the previous services.

Key features of CardsPro

• Numerous BINs;
• Speedy enrollment process with instant card distribution;
• Customized terms for VIP customers (although this service is here with many others);
• Flexible deposit options with both cryptocurrency and fiat options;
• Possibility to work together;
• Access to in-depth statistics in a personal cabinet.

Our assessment

4. PST.NET

PST.NET is a platform that offers unique opportunities in online ads, partner marketing and e-shopping.

Overview of PST.NET 

While PST.NET has an extensive range of BINs (Bank Identification Number) to offer, only 5 BINs are currently available for regular clients.

Enhanced protection

Just like many other services in this article, PST empowers you to safeguard your financial assets on the internet by utilizing digital cards.

Characteristics of PST.NET 

PST.NET has multiple available options for funding the card: from BTC and USDT to the classics in the form of debit/credit cards, clients can choose the most suitable option.

Minimum amount to withdrawal

Your adventure begins once you initiate a withdrawal from PST. Remember, that the minimum amount you can take out is $500. However, it's important to be patient as PST might take up to two weeks to process your request and release the amount. In contrast, LinkPay offers a more efficient service by taking out the money on the same day you place a request.

Customer Support

Based on our communication with PST.NET, their support service is quite capable of solving almost all typical user s'r requests. However, they were not able to speed up the process of funds withdrawal, and we ended up waiting for two weeks.

Secure Payment

PST.NET's cards are secured with 3D Secure, guaranteeing no problem experience.

Our assessment

5. EPN.NET

EPN.NET is the ideal solution for groups working with affiliate networks, offering a way to manage expenses without the issue of card blocking.

Overview of EPN.NET

Multiple options for funding

Just like PST.NET, EPN.NET allows deposits using USDT, BTC, and traditional bank transfers. If you require help with securely transferring funds, you can reach out to support for a detailed walkthrough, even though it may not be the best option.

Flexibility in depositing

EPN.NET provides cards instantly, and allows you to invest with a minimum threshold of $30 for free cards.

However, these terms are only here to clients who have undergone KYC verification. The process itself can take anywhere from a couple of minutes to a couple of days. In our case, it took 5 days.

Unlimited issue of digital cards

EPN.NET empowers you to effortlessly create an infinite number of virtual cards, which can be utilized across various platforms including Facebook Ads, Google Ads, Microsoft Ads, TikTok Ads, and more.

Features of EPN.NET

• US cards, created for media baiting (not good for other scenarios);
• Cashback on first deposit up to $10K (no risk, no reward);
• Free card issuance with no limit on the number of cards;
• Minimum deposit amount is $30;
• Access to 22 US BINs;
• Normal deposit fee of 2.5% with some hidden fees.

EPN.NET limitations

In order to issue additional cards, it is mandatory to verify the account.

Our assessment

6. YesCard

YesCard has positioned itself as a powerful tool for media buying and marketing across different platforms.

Overview of YesCard 

YesCard offers quick card issuance and  recharge options without any problems, along with collaborative functionalities for corporate accounts.

Most ad networks seamlessly integrate with YesCard's digital cards, but they are specifically created to excel on Facebook.

Currently, the only available BIN is 486521 Visa US. Nevertheless, there are intentions to bring in more BINs down the line.

Nevertheless, the company is going to improve value for media buyers to open the door to affiliates and B2B networks right in the tool, including API integration and bulk card actions such as issuing and blocking.

Depositing and bonuses

With YesCard, controlling your finances becomes effortless as it consolidates all your card balances into a single platform. Say goodbye to the hassle of topping up each card individually. Take control of your expenses by setting personalized limits, utilizing a user-friendly filtering system, and conveniently downloading comprehensive reports.

The min deposit is $500, with crypto deposits in USDT. The team is currently focused on integrating USDT TRC20, while USDT ERC20 remains the only available option.

Large groups have the opportunity to get the initial 50 cards at no commission, with a subsequent charge of $0.50 per card. This deal might be accessed once you register and deposit funds into your account within the initial 48 hours.

Features of YesCard 

• Balance management without the need to fund cards separately;
• Boundless card issuance for marketing promotions;
• Customizable limit restrictions;
• Convenient in-account filtering system;
•  Entry to financial reports;
• Teamwork features;
• Compatibility with different GEOs to expand your reach.

Our assessment

7. Adpos

Adpos has built connections with 20 partner marketing, catering to the demands of partner marketing and advertising professionals.

One can pick from various deposit options such as bank transfers,USDT (TRC20, ERC20), and even through competitors like Capitalist.

 With Adpos, you can benefit from various features created to optimize card management efficiency. This incorporates collaboration functionality and the possibility to customize roles.

Overview of Adpos

Adpos cards caters an exceptional tool for Facebook Ads. Despite the Adpos team's assurance of a smooth integration with Facebook Ads, a ban-free experience is not guaranteed.

 Based on limited online feedback, Adpos cards are effective with top ad platforms such as Taboola, Outbrain, and Dable. However, we believe that the service representatives could provide more insight on this matter.

 To boost management efficiency, decision makers can utilize a range of features, such as Card Alias tags, billing reports, and several other tools.

Technical support is available on weekdays, from Monday to Friday. Clients can reach out to the manager on Telegram or contact Salesmartly for any assistance. Unfortunately, the course of action for handling issues over the weekend is unknown, yet.

Characteristics of Adpos

• HK and US Bills;
• Convenient top-up for payments within 20+ leading ad networks;
• Proficiently handle numerous ad accounts at once;
• Budget allocation and team management functionalities;
• Instantly access real-time billing reports through direct integration with payment networks.

Our assessment

8. Volet

Volet is an updated version of AdvCash payment system.

Overview of Volet 

Volet offers multiple crypto assets such as BTC, LTC, ETH, XRP, Bitcoin Cash, and ZCash. The team also promises to grow the list of digital assets in the future. Besides this, Volet also offers traditional fiat currencies such as EUR, BRL, KZT, RUB, UAH and USD.

Volet stands out with its user-friendly top-up process and the option to handle different currencies.

On a side note: Volet is currently not available for users from the USA and a number of other countries.

Characteristic of Volet 

There are multiple card options offered by the service, each with varying terms and conditions. It is wise to review the terms of service before getting a card.

In order to get a plastic card, you will be charged $29.95.

Apart from the commissions associated with card issuance, there are charges for cash withdrawals, payment refunds, card reissuance, ATM failures, and inactivity of both plastic and digital cards.

It is worth noting that purchases in most fiat currencies incur a currency exchange fee of 2.95%.

Our assessment 

Available types of digital cards 

Generated digital cards

Digital cards generated randomly are essentially non-existent card numbers produced by an algorithm. They come in handy when you don't require an actual transaction on the card, or if you're involved in shady practices, which we do not approve.

Single-use digital cards

Single-use digital cards play a crucial role in improving security and avoiding fraud during online purchases. These cards are temporary and consist of generated numbers, specifically designed for a one-time transaction or a limited duration.

Prepaid digital cards

Prepaid digital cards are pretopped up cards with a certain amount of funds, giving users an opportunity to make online purchases without being linked to a traditional bank account.

Gift Cards

 Digital gift cards are cards with a balance that are practical for gifting or personal use.

Digital debit cards

By acting as digital counterparts of physical debit cards, virtual debit cards facilitate hassle-free online purchases, deducting funds directly from the associated bank account.

Digital credit cards

Online transactions call for virtual credit cards, which are essentially digital replicas of physical credit cards. Whenever these virtual cards are employed, charges are debited from the user's credit card account.

Business Cards

Digital Business Cards are payment solutions issued by companies to employees to cover business expenses, giving control, tracking and security of corporate transactions.

Cards for arbitrage

Digital cards for arbitrage are payment instruments used by arbitrageurs to cover for services, conduct advertising campaigns, accept payments and other transactions.

Electronic Cryptocurrency Cards

Electronic crypto cards allow usage of BTC, ETH, LTC and others for online transactions, like traditional debit or credit cards are used.

How Cryptocurrency cards work

Cryptocurrency cards usually work following these principles:

Top-up with cryptocurrency

A client tops up their cryptocurrency wallet by transferring digital assets (e.g. Bitcoin, Ethereum) from another wallet or exchange.

Exchange to fiat money

When a user makes a transaction from a cryptocurrency card, the cryptocurrency is automatically converted to the appropriate fiat currency (e.g. dollars, euros) at the current exchange rate.

Payment for goods and services

After converting cryptocurrency into fiat money, the client can use the cryptocurrency card to pay for anything stores, online or withdraw cash from ATMs.

Fees and limits

Cryptocurrency cards may charge interchange and transaction fees. There may also be limits on the amount of transactions and cash withdrawals.

Tracking and management

Clients can view their transactions, balance and manage their funds through dedicated applications or web platforms provided by cryptocurrency card providers.

Pros of virtual cryptocurrency cards

Virtual cryptocurrency cards have a number of benefits including:

Simple to navigate

With ease and convenience, users can seamlessly utilize cryptocurrency for their purchases and transactions, treating it just like regular fiat money

Global accessibility

With cryptocurrencies, transactions can be carried out worldwide without any limitations, as they are not confined to specific geographic boundaries.

Anonymity

Provide an increased level of privacy as users can conduct transactions without having to disclose personal information.

Lower commission

Cryptocurrency cards can offer lower fees than traditional financial instruments.

Fast payments

Cryptocurrency transactions are usually quick and can be completed in real time.

Integration with cryptocurrency exchanges

Some cryptocurrency cards allow users to easily exchange cryptocurrency for fiat money and vice versa directly from the card.

Security

Enhanced security is guaranteed on crypto